These days people are having problems paying their credit cards due to the high interest rates that are killing their pockets and their main stream of income. Plus the fact that hundreds of people remain to be jobless is a good reason to for credit card bills to pile up.
So yeah indeed the internet has paved the way for online shopping to be quite available to anyone who has a computer and internet access. That's why most if not all companies who used to do business the traditional way, are now tapping the power of the internet in finding millions of consumers to buy their products and services with less effort in marketing strategies.
